What are the day to day expenses you can easily make or produce?

One of the primary things to look at when you’re working on getting out of debt is where you spend your money.

Where are some areas your money is going that you could make with ingredients you already have at home?

All you need is to buy some extra supplies like citric acid and lye and adding it to oils you likely cook with (olive, grapeseed, coconut or nearly any other plant based cooking oils), water or milk (or even coffee) and you can make cold pressed soaps. You can also use lye to make cleaners- lye is a dangerous chemical that can cause burns, but once the soap is processed, it’s safe to use. All soaps have had lye in the beginning.

Citric acid is what is typically put in bath bombs to make them fizz. There are subs if you don’t have citric acid.

Mixing coconut oil with shea butter, cocoa butter or any other natural plant based butters

Shampoo is another needless expense. All you need are a few ingredients from your kitchen and you can make shampoo and conditioner (or a conditioning rinse). I tried the “No Poo” method for about 4-6 months a few years ago. Baking soda and apple cidar vinegar didn’t work long term for me, but everyone’s hair is different. The Apple cider vinegar rinse was amazing, I still do it occasionally. After one rinse (I didn’t bother measuring, just used roughly half a cup of apple cider vinegar and filled the rest of the container with water, poured it over my head after washing my hair, waited a couple seconds then rinsed it out- it left my hair soft and fluffed up.

Produce can be grown. You may not have room to put all your normal foods, but some veggies can easily be grown from inside your home or in containers outside.

Herbs are easily grown in containers by your window or on a sunny sill. They don’t require tons of maintaince and seeds cost less than jars at the store.

Napkins, paper towels, even feminine hygiene and toilet paper are all available. Look up “unpaper towel,” “unsponge” or even “family cloth” and you’ll find reusable napkins, paper towels and toilet paper. All you do is keep them in a bucket and wash in your washer and you can say goodbye to all those paper products.

With products like the cup and cloth pads, even feminine hygiene products can be made or purchased less frequently.

Bread, rolls, buns all cost. All you need is the internet and you can easily replace any breads or you eat regularly for less money.

Store bought microwavable and other convenience foods are more expensive due to the convenience. There are easy meals to make in just a few minutes or batch cooking is also good- on a day off, cook for the whole week and freeze for later use. This also works well for staying on track while you’re at work.

These are just a few small changes you can easily make to replace more expensive items with homemade versions. Depending on your skills, you could even take up woodworking and make your own furniture, decor or anything else. It all depends on how far you’re looking to go.

What changes are you making or have you made?

Fall Bucket List

Since fall is here, school has been back in session. It feels like the time between now and Christmas, then New Year flies while the rest of the year slows down. Most years, I have worked in busier retail positions that have had me feeling like all I did was sleep, eat, work, repeat. This year, it’s been much slower. I’m hoping things pick up again but with all this time, I have already bought some pumpkins, made my first pie, got my first pumpkin spice latte and my girls are already excited about fall.

Since I don’t have too many hours at work, I have decided to compile a list of my fall bucket list activities I don’t get to do as often now

1. Pumpkin patch.Every year my mom and dad take my girls to a particular pumpkin farm that has games, activites- it’s the highlight of their fall. We are going this weekend and I can actually go with them this year. It will be my first time actually being able to attend.

2. Bake my mom’s harvest cake. It’s not a favorite, but it’s still become a tradition. It’s kind of an apple spice cake type cake and I can only really eat 2-3 pieces total but it still feels like it’s officially fall when I make it.

3. Ace Nano next month, and maybe even get the book finished. It’s going to be book 1 of a series I started last year. I already have it planned out and this is going to be my biggest writing project by far.

4. Start my collection to be that obnoxious house for both Halloween and Christmas- the one you can see from way down or up the street.

I love decorating and I think thanks to me loving and making decorations, my kids are also obsessed with holiday decorations.

5. Do at least 10 Fall/Winter/Holiday/birthday DIY tutorials and possibly start a DIY youtube channel. I have one about dream interpretation started, I’m just waiting for us to pay our phones off through our current provider so we can switch to a new provider- then I’m getting a new phone and I’ll start doing Youtube again.

6. Get the book I’m working on finished and ready for editing. I’m about half way there (60 some pages in, looking to get into the 120-130 range then end it). I wanted to have it ready to sell by Christmas but that won’t happen, I’m wanting to get it out around Feburary-March of next year. The first was published back in February of this year.

7. Sell out of my tie-dye shirts this coming month. I’m going to be teaching a class and I’m hoping I’ll be able to come close to selling out when I do it. I already had to build one size back up, sold out in one sale. I’m hoping selling in person will help me sell out.

8. Get some great pictures of my 8 year old. It’s “not fair” to her that most of the pics are of the 3 year old but one poses and the other doesn’t. She is finally starting to enjoy having her picture taken but it’s still a bit of an aggravation getting her to hold still in a pose long enough to snap the shot.

9. Plan and organize my first party. We just bought this house 2 months ago. We have space for people to park, a yard we can entertain in and a house we can also entertain in so I’m wanting to plan out my first party in our new house.

10.

 

What are some of the things on your bucket list? I’d love ideas to do with my kids.