What are the day to day expenses you can easily make or produce?

One of the primary things to look at when you’re working on getting out of debt is where you spend your money.

Where are some areas your money is going that you could make with ingredients you already have at home?

All you need is to buy some extra supplies like citric acid and lye and adding it to oils you likely cook with (olive, grapeseed, coconut or nearly any other plant based cooking oils), water or milk (or even coffee) and you can make cold pressed soaps. You can also use lye to make cleaners- lye is a dangerous chemical that can cause burns, but once the soap is processed, it’s safe to use. All soaps have had lye in the beginning.

Citric acid is what is typically put in bath bombs to make them fizz. There are subs if you don’t have citric acid.

Mixing coconut oil with shea butter, cocoa butter or any other natural plant based butters

Shampoo is another needless expense. All you need are a few ingredients from your kitchen and you can make shampoo and conditioner (or a conditioning rinse). I tried the “No Poo” method for about 4-6 months a few years ago. Baking soda and apple cidar vinegar didn’t work long term for me, but everyone’s hair is different. The Apple cider vinegar rinse was amazing, I still do it occasionally. After one rinse (I didn’t bother measuring, just used roughly half a cup of apple cider vinegar and filled the rest of the container with water, poured it over my head after washing my hair, waited a couple seconds then rinsed it out- it left my hair soft and fluffed up.

Produce can be grown. You may not have room to put all your normal foods, but some veggies can easily be grown from inside your home or in containers outside.

Herbs are easily grown in containers by your window or on a sunny sill. They don’t require tons of maintaince and seeds cost less than jars at the store.

Napkins, paper towels, even feminine hygiene and toilet paper are all available. Look up “unpaper towel,” “unsponge” or even “family cloth” and you’ll find reusable napkins, paper towels and toilet paper. All you do is keep them in a bucket and wash in your washer and you can say goodbye to all those paper products.

With products like the cup and cloth pads, even feminine hygiene products can be made or purchased less frequently.

Bread, rolls, buns all cost. All you need is the internet and you can easily replace any breads or you eat regularly for less money.

Store bought microwavable and other convenience foods are more expensive due to the convenience. There are easy meals to make in just a few minutes or batch cooking is also good- on a day off, cook for the whole week and freeze for later use. This also works well for staying on track while you’re at work.

These are just a few small changes you can easily make to replace more expensive items with homemade versions. Depending on your skills, you could even take up woodworking and make your own furniture, decor or anything else. It all depends on how far you’re looking to go.

What changes are you making or have you made?

New Years is Coming Up

I’ve been extremely busy. Every year I do resolutions, just for fun but most of the time I keep them to some degree.

I have been extremely busy with my Etsy, working retail- the holidays had me slammed with hours at work and orders on Etsy. I’m still catching up but I’m manageable now.

I’ve been thinking (and my main listing on Etsy is astrology, so I have a large idea of how the astrological energies are going to be this coming year)

I have some major plans coming up- so I have financial goals set. Hobby Lobby just opened right down the street, so I have more options in person for candle supplies- I have a line I’m going to be working on and adding to Etsy in January but I never talk financial goals publicly. (or with other people, they stay between me and my husband)

I have been working overtime now that hours are cut on organizing and minimizing my stuff at home. I finally have my closet pared down- 5 jackets (I wear jackets almost daily, I wear them until they are filled with holes and destroyed), 1 winter coat (here in my state, we may get a month of hard winter weather- but winters have been mild lately), 3 bathing suits, 4 covers (all different styles, lengths and I wear all 4 even while swimming), 3 sweaters, 3 hoodies.

I now have 1 drawer of band/sports and volunteer graphic tees, 1 drawer of regular screen tees and other causal shirts and 1 drawer of work shirts, 4 good pairs of jeans, 3 pairs of leggings and 2 or 3 pairs of black or khaki pants.

Now that I’m down to those, and about 6 or 7 comfy pairs of PJs, I feel I’m finally down to what I normally wear and really like.

Now that I have my closet cleared out and somewhat organized, I’m planning on keeping it like that, get rid of shoes and I’m also working on being strict with myself and only buying what I really want/like/need.

This year, my goals are

 

  1. Move closer to living a minimalist lifestyle

    It’s appealed to me for years. I love the concept and I would much rather have less clutter and more space. We bought a home and downsized pretty major- 40 feet. At first I didn’t think 40 feet would be much, but we lost a spare bedroom, several walk in closets and a whole storage room. We didn’t really downsize our stuff when we moved, we didn’t have tons of time between both of us working and the time our lease was up, so now, I’m trying to get stuff out.
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  2. Change my diet

    In the past 2 months, I had a weird cancer screening that resulted in an ultrasound. The ultrasound came up with 2 different conditions- so in the middle of January, I’m getting a minor surgery. I should be functional again by a few days after the surgery (they are doing a laparoscopic). One of the conditions will be cured, the other one I likely had since I was a teen and it’s tied to blood sugar problems. I’ve had Reactive Hypo since I was a teen. Now, I am autoimmune and have issues with dairy and gluten so I’m looking at something that would go with bloodsugar, gluten and dairy free. I’ve been looking at the Keto and seeing if that helps. I’m also debating whether I want to do a sugar fast or Whole30 again on January 1. I’m thinking start with a sugar fast

  3. The others are mainly for my business/Etsy. I also have the goal of getting one book published and 1 edited and ready to publish. I’m putting an end to starting new for a while, until I get some of my drafts finished.

What are your goals? Do you set them? I always do it just for fun but this year is a massive milestone for me. January 2nd will be one full decade clean. 10 years ago, I told people I would be high til I died, and on January 2nd, I woke up and realized I was wasting time, money and resources, put it down and never looked back. I’m hoping I can use this milestone to quit my final vice- Nicotine. I did quit for a while last month but started up due to the stress from Black Friday with the intent to quit again after the holidays. With my upcoming surgery and goal to get back on a workout regime and back to a decent weight, I’m hoping I can use the diagnosis’s to get the final kick of motivation to fully quit- for good.