What are the day to day expenses you can easily make or produce?

One of the primary things to look at when you’re working on getting out of debt is where you spend your money.

Where are some areas your money is going that you could make with ingredients you already have at home?

All you need is to buy some extra supplies like citric acid and lye and adding it to oils you likely cook with (olive, grapeseed, coconut or nearly any other plant based cooking oils), water or milk (or even coffee) and you can make cold pressed soaps. You can also use lye to make cleaners- lye is a dangerous chemical that can cause burns, but once the soap is processed, it’s safe to use. All soaps have had lye in the beginning.

Citric acid is what is typically put in bath bombs to make them fizz. There are subs if you don’t have citric acid.

Mixing coconut oil with shea butter, cocoa butter or any other natural plant based butters

Shampoo is another needless expense. All you need are a few ingredients from your kitchen and you can make shampoo and conditioner (or a conditioning rinse). I tried the “No Poo” method for about 4-6 months a few years ago. Baking soda and apple cidar vinegar didn’t work long term for me, but everyone’s hair is different. The Apple cider vinegar rinse was amazing, I still do it occasionally. After one rinse (I didn’t bother measuring, just used roughly half a cup of apple cider vinegar and filled the rest of the container with water, poured it over my head after washing my hair, waited a couple seconds then rinsed it out- it left my hair soft and fluffed up.

Produce can be grown. You may not have room to put all your normal foods, but some veggies can easily be grown from inside your home or in containers outside.

Herbs are easily grown in containers by your window or on a sunny sill. They don’t require tons of maintaince and seeds cost less than jars at the store.

Napkins, paper towels, even feminine hygiene and toilet paper are all available. Look up “unpaper towel,” “unsponge” or even “family cloth” and you’ll find reusable napkins, paper towels and toilet paper. All you do is keep them in a bucket and wash in your washer and you can say goodbye to all those paper products.

With products like the cup and cloth pads, even feminine hygiene products can be made or purchased less frequently.

Bread, rolls, buns all cost. All you need is the internet and you can easily replace any breads or you eat regularly for less money.

Store bought microwavable and other convenience foods are more expensive due to the convenience. There are easy meals to make in just a few minutes or batch cooking is also good- on a day off, cook for the whole week and freeze for later use. This also works well for staying on track while you’re at work.

These are just a few small changes you can easily make to replace more expensive items with homemade versions. Depending on your skills, you could even take up woodworking and make your own furniture, decor or anything else. It all depends on how far you’re looking to go.

What changes are you making or have you made?

What Should You Get to Start an Emergency Stockpile?

This is something I’ve been reading up on for about a year- ever since a tornado rolled through and we had to take our customers to shelter in place at work. Our house lost electric for a little bit but having it come through at all had me starting to research. WV isn’t exactly known for tornadoes.

Now, with people running out and panic shopping, it is leaving people with little to actually sort through and buy.

Due to shortages, the preppers are the ones most prepared in times like this.

What would be the best thing to make sure you’re stocked up on just in case of something like this happening again?

Foods

If you are able to keep cans of fruits and vegetables stocked up, they last longer than fresh but a lot contain preservatives, salt and added sugar so it would be best to keep those for emergencies.

Same goes for canned meats, not healthy to eat on a regular basis but they work well if something happens and you’re unable to get fresh meat.

Canned fish (salmon and tuna) are exceptions, they are healthy and last longer than fresh.

Canned beans work in place of dried beans, they are a great source of protein.

You can also get shelf stable milk for baking and nutrition.

Grains like wheat flour, enriched flour, almond mill, gluten free flour, rice, quinoa, amaranthe, etc can sit sealed for months so they are good to have on hand. That way, if you run out of bread or any other baked items you need and can’t make it to the store, you can make it.

Cleaning Products

Cleaning products are a given when it comes to regular keeping up with your home as well as cold and flu season. They are especially important when new diseases come around.

Which ones and how much depend on the size of your family, home and your normal routine. The best way to figure it is to try to keep an extra 3-6 month supply in case things get serious.

It’s easy to build, all you need is to buy a few extras on normal shopping trips.

Same goes for toilet paper, paper towels and other necessities. You can make reusable (see here, I mention some ways to replace. I can do a tutorial if wanted)

You can buy the larger packs of generic brand, unless you have a Sams or Costco membership, then you can easily stock up. Paper towels can be easily replaced with old rags or you can take some fabric and make them yourself.

shampoo bottles on shelf

Bath and Body

Try to keep an extra bottle or two of your normal shampoo and conditioner, same with an extra stick of deodorant, lotion and soap/body wash.

It’s also a good idea to stock some extra cold, flu, allergy and pain killer medications. If you have kids, keep an extra container of vitamins.

selective focus photography of people holding sticks with sausages

Miscellaneous

First aid kit, dehydrated food supply- enough for 3 days for each member of the family is the typical recommendation. It’s a bit pricier, but

We have a propane camping stove and found it came in handy when we lost electricity for over a day. We were able to cook without electric.

Try to keep at least 3-6 months of expenses saved back in a savings account. You can start with building a cushion of 1000 then move on to saving higher amounts.

Lighters and matches- anything you can use to start a fire, camping multi tool as well as fishing or hunting gear if there is a chance you could need to hunt for food and a set of camping eating items (cups, plates, the multi tool etc) and some recommend a tent.

Some people recommend keeping a bag in your house with 3 days- 2 weeks worth of everything you would need in case you have to evacuate.

Extra water- bottled, gallons or a way of purifying but some chemicals won’t be filtered out so keeping a few extra cases of water won’t hurt.

Flashlight and extra batteries of all sizes your items take.

 

Those are some recommendations for beginners that I have found around the web. If the Corona is teaching us anything, it’s that preppers are really getting on to something. Some of the stuff may seem a bit extreme, but with the crazy weather and diseases, keeping extras of some items don’t seem too bad an idea.

Another tip people keep saying- if you start a stock pile, don’t tell people. If people know, make sure you have it on lock and have ways to defend yourself if things get bad and people start looting.